Personal CPA support for Northwest Iowa families, farmers, and small business owners. Clear pricing, honest answers, and a process that feels easy — from a local who knows this community.
Whether you're filing individually or keeping your business books in order year-round, we handle the details so you don't have to.
For Individuals
From simple W-2 returns to complex situations with side income, investments, or life changes — we file accurately and find every deduction you're entitled to.
Explore this serviceFor Small Businesses
Monthly bookkeeping that keeps your books clean, your cash flow visible, and your tax season painless. We categorize, reconcile, and report — you stay focused on your business.
Explore this serviceFor LLCs, S-Corps & Partnerships
Schedule C, S-Corp 1120-S, Partnership 1065, and more. We prepare your business return accurately and on time, with strategies to reduce your tax burden.
Explore this serviceProactive Planning
Don't wait until April. Year-round planning conversations help you make smart decisions on estimated payments, retirement contributions, and major financial moves.
Explore this serviceWe believe tax and bookkeeping should feel straightforward — not intimidating. Here's what sets us apart.
You work directly with an IRS-authorized preparer who knows your name and your situation — not a call center or an algorithm that generates a generic return.
No surprise fees. We quote your service honestly and confirm pricing before we begin. What you're told is what you pay.
Tax documents are shared through a dedicated secure portal — never via email or unencrypted channels. Your data is protected from start to finish.
Questions don't wait for April. We're available year-round — whether you need a mid-year check-in, help with estimated taxes, or guidance if you receive an IRS notice.
Getting your taxes done — or your books in order — shouldn't require a PhD. Our process is designed to be easy from your first conversation to your final signature.
Pick a time that works for you using our online scheduler. We'll discuss your situation, answer your questions, and confirm exactly what we'll do for you — at no charge.
We'll send you access to your secure client portal. Upload your tax documents there — safely, at your own pace. No emailing sensitive information, ever.
We complete your return or monthly bookkeeping and walk you through the results. For tax returns, you review and approve before anything is filed. Done.
Transparent starting prices below — confirmed with your exact quote before any work begins. Iowa CPA rates typically range from $200–$230 for personal returns; our pricing is designed to be accessible for individuals and small businesses in Northwest Iowa.
Per tax year — simple to moderate complexity
For individuals with W-2 income, standard or itemized deductions, investments, or other straightforward situations. You speak directly with your preparer before anything is filed.
Per tax year — Schedule C, S-Corp, or Partnership
For self-employed individuals, LLCs, S-Corps, and partnerships. Includes your business return plus any related personal filing — handled by someone who knows your full picture.
Ongoing — billed monthly, cancel anytime
Clean books, monthly reports, and a partner who knows your business year-round. Many clients pay far less than national averages — our pricing scales to your actual transaction volume.
Tax software can be a great fit for simple situations. Here's an honest look at when personal CPA support adds confidence — and real value.
Tax software works well for simple returns. If your situation involves self-employment, a farm, rental income, a life change (marriage, new business, estate), or an IRS notice, working with a local preparer who knows your full picture typically provides more confidence — and can save you money in the long run.
Talk to Randy — Free ConsultA free 20-minute call is all it takes to get a clear plan and an exact quote — no commitment, no pressure, no surprises in April.
Book Your Free ConsultationAlready worked with us? Pay your invoice via Venmo or by mailing a check. Venmo is handled off-site through their secure platform — we never collect payment information on this website.
Search @randysmitcpa in the Venmo app, or click the link below to open directly. Include your invoice number in the note. Verify the handle exactly before sending — RAS Financial will never ask you to change your payment destination by text or email.
Pay with VenmoMake checks payable to RAS Financial and write your invoice number on the memo line. Mail to:
RAS FinancialI'm the founder and owner of RAS Financial, a tax preparation and bookkeeping firm based in Orange City, Iowa. I work directly with individuals and small businesses across Northwest Iowa to make their tax and bookkeeping experience straightforward, accurate, and stress-free.
I started RAS Financial because I believe everyone deserves honest, knowledgeable financial help — without the pressure of a big-chain firm or going it alone. When you work with RAS Financial, you work with me directly.
Stay informed with quick-reference resources to help you navigate tax season and keep your finances on track.
Tax Deadlines
Federal and Iowa filing dates, quarterly estimated payment deadlines, and extensions — plus the three things people get wrong about them.
Read the guideDeductions
Student loan interest, HSA contributions, the Saver's Credit, home office rules, and more — many taxpayers leave money on the table every year.
Read the guideBookkeeping Tips
Separate business and personal accounts, reconcile monthly, and set aside for taxes as you go. Seven habits that make tax season simple.
Read the guideSmall Business
Self-employed? Learn the safe-harbor rules that avoid underpayment penalties, when to pay, and how to send payments to the IRS and Iowa.
Read the guideStill have questions? Reach out anytime.
Book a free 20-minute consultation or send us a message. There's no commitment — just an easy conversation about how we can help.
An AI-generated starting point. Randy reviews and confirms every quote himself before any work begins.
Please keep things general here. No Social Security numbers, EINs, account numbers, or documents — a plain-language description of your situation is all we need to build the estimate.
The fastest way to get started is a quick phone call. The free consult takes about 20 minutes — we'll discuss your situation, answer your questions, and give you a clear plan and quote. Prefer to write first? Use the message form to the right.
Call (712) 441-9303Monday–Friday, 9:00 AM – 5:00 PM Central. Outside those hours, leave a voicemail or use the form and we'll respond next business day.
Do not include Social Security numbers, EINs, bank account details, or tax documents in this form. We will provide a secure portal after your consultation for all document sharing.
What you can share: your filing situation, business type, income range, or specific tax questions. We'll request documents securely after we schedule.